Overview of SSD and SSI benefits
When individuals in Los Angeles experience a disability that prevents them from working, they may be eligible for financial assistance through two main programs: Social Security Disability (SSD) and Supplemental Security Income (SSI). Both programs provide benefits to individuals with disabilities, but they have different eligibility requirements and funding sources.
Social Security Disability (SSD)
SSD is a federal program that provides benefits to disabled individuals who have worked and paid Social Security taxes. To qualify for SSD benefits in Los Angeles, applicants must have a disability that is expected to last for at least one year or result in death. The disability must also prevent them from performing any substantial gainful activity (SGA).
Eligibility for SSD Benefits
To be eligible for SSD benefits in Los Angeles, applicants must meet the following criteria:
- Have a qualifying disability
- Have earned enough work credits by paying Social Security taxes
- Be unable to perform substantial gainful activity (SGA)
Application Process
To apply for SSD benefits in Los Angeles, individuals can either visit their local Social Security office or complete the application process online. The application requires providing detailed information about the disability, work history, medical records, and other relevant documentation.
Supplemental Security Income (SSI)
SSI is a needs-based program that provides financial assistance to disabled individuals with limited income and resources. Unlike SSD, SSI benefits are not dependent on work history or Social Security taxes. The program is designed to help individuals who are disabled, blind, or aged (65 or older) and have limited financial means.
Eligibility for SSI Benefits
To be eligible for SSI benefits in Los Angeles, applicants must meet the following criteria:
- Have a qualifying disability, be blind, or be aged 65 or older
- Have limited income and resources
- Be a U.S. citizen or fall into specific immigrant categories
Application Process
Applying for SSI benefits in Los Angeles involves visiting a local Social Security office and completing an application. The application requires providing detailed information about income, assets, living arrangements, and medical conditions that affect the ability to work.
Conclusion
SSD and SSI benefits play a crucial role in providing financial assistance to disabled individuals in Los Angeles. While SSD benefits are based on work history and Social Security taxes, SSI benefits are needs-based and available to individuals with limited income and resources. Understanding the eligibility criteria and application process for each program can help individuals navigate the system and receive the support they need.
