Select Page

Common Reasons for Denial of SSD and SSI Benefits

Common Reasons for Denial of SSD and SSI Benefits

When applying for Social Security Disability (SSD) and Supplemental Security Income (SSI) benefits, it is important to be aware of common reasons for denial. Understanding these reasons can help applicants prepare their claims effectively and increase their chances of a successful application. Let’s explore some common reasons for the denial of SSD and SSI benefits.

Insufficient Medical Evidence

One of the primary reasons for the denial of SSD and SSI benefits is a lack of sufficient medical evidence. The Social Security Administration (SSA) requires comprehensive medical documentation that supports the presence and severity of a disabling condition. Insufficient medical records, incomplete documentation, or lack of supporting evidence can lead to a denial of benefits. It is crucial to gather and submit all necessary medical evidence to establish the existence and impact of the disability.

Failure to Meet the Definition of Disability

To be eligible for SSD and SSI benefits, applicants must meet the SSA’s definition of disability. The SSA defines disability as the inability to engage in substantial gainful activity (SGA) due to a severe physical or mental impairment that is expected to last for at least one year or result in death. If an applicant’s condition does not meet this definition or the impairment is not severe enough to significantly limit their ability to work, the SSA may deny the benefits.

Lack of Work Credits (SSD Benefits)

For SSD benefits, applicants must have earned enough work credits through employment and payment of Social Security taxes. The specific number of work credits required depends on the applicant’s age at the time of disability onset. If an applicant has not accumulated sufficient work credits, they may be denied SSD benefits. It is important to review the work credit requirements and ensure eligibility before applying for SSD benefits.

Exceeding Income and Resource Limits (SSI Benefits)

For SSI benefits, applicants must meet income and resource limits set by the SSA. If an applicant’s income or resources exceed the allowed limits, their SSI benefits may be denied. It is crucial to accurately report all income sources and provide information about assets and resources during the application process. Failure to meet the income and resource requirements can result in a denial of SSI benefits.

Noncompliance with the Application Process

Failure to comply with the application process can also lead to the denial of SSD and SSI benefits. This includes not completing the application forms accurately, providing incomplete or inconsistent information, missing deadlines, or not providing requested documentation. It is important to carefully follow all instructions and provide all required information and documents to avoid potential denials based on noncompliance.


Understanding the common reasons for the denial of SSD and SSI benefits is crucial when applying for these programs. Insufficient medical evidence, failure to meet the definition of disability, lack of work credits for SSD benefits, exceeding income and resource limits for SSI benefits, and noncompliance with the application process can all result in denials. By being aware of these potential issues and taking necessary steps to address them, applicants can enhance their chances of a successful outcome and secure the financial assistance they need.

About The Author

Skip to content