How Working Part-Time Affects SSDI Benefits in California
How Working Part-Time Affects SSDI Benefits in California
Many SSDI recipients in California want to return to work part-time but worry about losing their benefits. In Working Part-Time SSDI California cases, understanding the rules and reporting requirements is essential. With proper planning, you can work and maintain your benefits.
Understanding SSDI Work Limits
The Social Security Administration (SSA) allows SSDI recipients to work part-time under certain limits. The key term is Substantial Gainful Activity (SGA). In 2025, monthly earnings over $1,470 for non-blind individuals and $2,460 for blind individuals are considered SGA. Earning below this threshold usually won’t affect your SSDI benefits.
Trial Work Period
The SSA offers a Trial Work Period (TWP) that lets you test your ability to work while still receiving full benefits. During the TWP, you can earn any amount without losing your SSDI. In Working Part-Time SSDI California cases, this period helps you transition back to employment safely.
Reporting Part-Time Work to the SSA
Even if you earn below the SGA limit, you must report all work activity and income. Provide the SSA with accurate pay stubs and hours worked. Failure to report may result in overpayments or penalties. Keeping clear records helps you avoid complications.
Impact on Benefits After the Trial Work Period
After the TWP ends, the SSA evaluates whether your earnings exceed SGA. If your part-time income remains below the limit, your benefits typically continue. However, earning above SGA may lead to benefit reduction or termination. In Working Part-Time SSDI California cases, careful planning is key to maintaining benefits while working.
How a Lawyer Can Help
A disability lawyer can explain SSA rules, help with reporting income, and guide you through any changes in benefits. Legal guidance ensures you remain compliant and avoid overpayment issues. Especially in California, a lawyer familiar with Working Part-Time SSDI California cases can make the process much easier.
When to Seek Legal Advice
Contact a lawyer if you are unsure how work affects your benefits, if the SSA questions your earnings, or if you receive notices about potential overpayments. Expert help can protect your SSDI while allowing you to work part-time.
Final Thoughts
Working part-time while receiving SSDI in California is possible with careful planning and compliance. By understanding work limits, reporting accurately, and seeking legal guidance when needed, you can maintain benefits and return to work safely.